Bye Bye Credit Card Debit

 

 I was 18 years old when I got my first credit card. Tom asked me what was the first item you bought on your card? I remembered I went to South Carolina to see some friends, we headed to the mall one day and I saw these awesome sneakers, and before I knew it I was walking out the door with a pair of $70 shoes that I wore like 5 times. Then I discovered all my favorite stores had credit cards available, they all accepted me. In one year I had accumulated 10 credit cards, ridiculous.

 2.5 years ago when Tom and I sat down to put our finances together we added up all my debt, I was almost at $8,500, gut wrenching {Tom, you are a selfless, loving man, thanks for all your support!}I was sick and tired of it. I grew up in church, I knew we are supposed to live in prosperity, why would I do this knowing that? These are all questions that went through my head during that time. It's so easy to be conformed to the ways of the world {Romans 12:2}, but I knew I couldn't beat myself up for this. I knew that I needed to become a diligent worker {Proverbs 10:4} and take care of this {My sweet dad, oh he is such a blessing, I never had asked him to help, but he is a selfless man, and definitely helped me out, thanks daddy!} and God would help us, guide us, and bless us along the way, and he did!

A couple months ago I was now down to 2 cards, Tom & I set a goal {I love goals} to have that stinkin card paid by July 4th. After a few discussions, I knew what I needed to do to make this happen, get a second job. I wasn't going to be picky, so I landed a job with Starbucks. Before I knew it was June and that credit card was paid off a month early, totally awesome! Next was getting the biggest card paid off, I set a goal date for September. We hadn't planned on going to his home state for vacation this Summer because we didn't feel it was right to be spending money on traveling when it could be used towards the debt. I was like ''no, I am not going to let this dumb credit card stop me from enjoying my Summer with family''. Tom said ''get that card paid off and we can go''! That right there was my motivator, so I set a new date for August. There have been so many obstacles the past month, but I told the devil to get under my feet, because I am going! Here I am on July 28th @ 11:30pm laughing at the devil because I defeated that scumbag once again, and we are going on vacation!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!